:root{--navy:#0b3142;--blue:#0f5f7d;--light:#f4f7f9;--text:#17232b;--muted:#5d6a72;--line:#d9e2e7}
*{box-sizing:border-box}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--text);line-height:1.6}
header{background:linear-gradient(135deg,var(--navy),var(--blue));color:#fff;padding:22px 0}
.wrap{max-width:980px;margin:0 auto;padding:0 24px}.brand{font-size:28px;font-weight:700}
nav{margin-top:10px}nav a{color:#fff;text-decoration:none;margin-right:18px;font-size:14px}
.hero{padding:80px 0;background:var(--light)}.hero h1{font-size:46px;line-height:1.15;margin:0 0 18px}
.hero p{font-size:20px;max-width:760px;color:#33444f}.button{display:inline-block;margin-top:20px;background:var(--blue);color:#fff;padding:12px 20px;border-radius:6px;text-decoration:none;font-weight:700}
section{padding:54px 0}h2{font-size:30px;margin:0 0 18px}h3{margin-top:30px}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:22px}
.card{border:1px solid var(--line);border-radius:10px;padding:22px}.muted{color:var(--muted)}
footer{border-top:1px solid var(--line);padding:26px 0;color:var(--muted);font-size:14px}
.legal{max-width:820px}.legal h1{font-size:38px;margin-bottom:6px}.legal ul{padding-left:22px}
.notice{background:#eef5f8;border-left:4px solid var(--blue);padding:16px 18px;margin:24px 0}
@media(max-width:650px){.hero h1{font-size:36px}}